Real Estate Lending
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Conventional and government-backed purchase financing for clients buying primary residences, second homes, or investment properties. We work directly with your real estate agent to keep the transaction on schedule to closing.
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Rate-and-term and cash-out refinancing to lower monthly payments, shorten loan terms, or access home equity for renovations, debt consolidation, or reinvestment.
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Debt-service coverage ratio loans for real estate investors, qualified on property cash flow rather than personal income. Ideal for growing a rental portfolio or fix-and-flip projects.